Fraud

In the same week that my cell phone company randomly charged me two hundred dollars for no reason, I get a fraudulent charge on my check card from Chick-Fil-A. It turns out that someone has made a "copy" of my check card (how the hell does that work) and used it. But this makes more questions that it answers. And now I have no check/debit card for a week, which is definitely a hardship; I may even have to go to the bank and use cash!